Lenders
Reduced fraud, faster approvals, more loans
Enable Dealer partners with better fraud detection technology that also creates higher customer trust, and faster decisioning.
Problem
Today's auto finance processes have too much friction, too much paper, and are increasingly subject to too much fraud.
Fraudsters now aggressively targeting the Auto Finance business
Applications that take too much time end up as lost deals
Too much paperwork and back and forth between dealer and lender
Solution
Get the right data faster, with lower fraud, faster decisions, with more deals
Paays enables lenders to easily gather, analyze and verify customer data, ID and income documents using a digital process that's easy to integrate. Speed and safety no longer have to be at odds. With Paays, lenders can move fast, while reducing fraud and increasing security.
Products
ID Verifier
Reduce identity fraud with an easy-to-use solution that combines modern biometric, machine learning and OCR technologies.
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Income Verifier
Prove income and employment with the most robust and comprehensive income verification solution in the market.
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Fraud Check
Enhanced fraud protection using a variety of digital fraud signals, in real time.
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Why ID Verifier?
ID Verifier is the only IDV solution built for both Dealers and Lenders, with fully integrated workflow functionality.
Identity-first lending (lower costs)
FINTRAC-compliant
Fully-integrated into Inovatec LOS
Ability to automate with decision-engine (JSON payload)
Ability to add AML and other fraud checks
IDV data-sharing feature
Why Income Verifier
Income Verifier provides a rich dataset of banking and payroll infomration, along with AI-enabled fraud detection on uploaded documents.
The most robust Income Verification solution in the market!
Income Verifier provides a rich dataset of verified banking and payroll info, along with AI-enabled fraud detection on uploaded documents.
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