Dealers

Reduced fraud, faster approvals and better customer experience

Build higher trust with customers and lenders using advanced technology that reduces fraud and charge-backs, while speeding up lender decisioning.

Lenders

Reduced fraud, better data, faster decisions

Enable Dealer partners with better fraud detection technology that also creates higher customer trust, and faster decisioning.

ID Verification|Income Verification|Fraud Detection|AML Verification

One platform and one API

Solutions

ID Verifier

Reduce identity fraud with an easy-to-use solution that combines modern biometric, machine learning and OCR technologies.

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Income Verifier

Prove income and employment with the most robust and comprehensive income verification solution in the market.

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Fraud Check

Enhanced fraud protection using a variety of digital fraud signals, in real time.

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AML Check

FINTRAC-compliant AML checks for Sanctions, PEPs and Adverse Media.

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Benefits

Reduce fraud

Go from paper to digital

From days to hours to complete

Remove friction

Significant ROI

Cheaper

$150k

Savings for one Paays Dealer partner in one month of using ID Verifier

Faster

2 mins

vs 2 days for Income Verification

Safer

99%

Reduction in fraud

Testimonials

We have been using Paays for 100% of our transactions since November 2024 and the results have been so good that since January 2025 all 5 of our Automobile en Direct dealerships have been using it and we are now well protected against potential fraud. The products, service and support from Paays are exceptional.

Sébastien Bouchard

General Sales Manager, Automobile En Direct

Sébastien Bouchard

General Sales Manager, Automobile En Direct

An API for Partners and Lenders

For partners:

Integrate the Paays IDV API into your existing CRM or Desking solution

Instant results for decisioning

Partner-friendly revenue sharing potential

For lenders:

Creating a new IDV transaction, or retrieve a Dealer-initiated transaction

Integrate API results into your LOS or decisioning-engine

Better KYC = lower fraud!

Security and Privacy at Paays

At Paays, protecting the security and privacy of end user data is paramount and part of how we define success – for ourselves and our customers. No effort is spared to ensure regulatory adherence and top security controls and processes.

Integration Partners

DATA

PORTALS

Loan Origination Systems (LOS)

Fraud detection, ID Verification, AML and Income Verification with one platform, one API and one integration!