Building the foundation of trust in auto finance
Empowering Dealers and Lenders to serve their customers better, faster and more securely.
Dealers
Reduced fraud, faster approvals and better customer experience
Build higher trust with customers and lenders using advanced technology that reduces fraud and charge-backs, while speeding up lender decisioning.
Lenders
Reduced fraud, better data, faster decisions
Enable Dealer partners with better fraud detection technology that also creates higher customer trust, and faster decisioning.
ID Verification|Income Verification|Fraud Detection|AML Verification
One platform and one API
Solutions
ID Verifier
Reduce identity fraud with an easy-to-use solution that combines modern biometric, machine learning and OCR technologies.
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Income Verifier
Prove income and employment with the most robust and comprehensive income verification solution in the market.
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Fraud Check
Enhanced fraud protection using a variety of digital fraud signals, in real time.
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Benefits
Reduce fraud
Go from paper to digital
From days to hours to complete
Remove friction
Significant ROI
Cheaper
$150k
Savings for one Paays Dealer partner in one month of using ID Verifier
Faster
2 mins
vs 2 days for Income Verification
Safer
99%
Reduction in fraud
Testimonials
We have been using Paays for 100% of our transactions since November 2024 and the results have been so good that since January 2025 all 5 of our Automobile en Direct dealerships have been using it and we are now well protected against potential fraud. The products, service and support from Paays are exceptional.
Sébastien Bouchard
General Sales Manager, Automobile En Direct
We have been using Paays for 100% of our transactions since November 2024 and the results have been so good that since January 2025 all 5 of our Automobile en Direct dealerships have been using it and we are now well protected against potential fraud. The products, service and support from Paays are exceptional.
Sébastien Bouchard
General Sales Manager, Automobile En Direct
apiForPartnersLenders
forPartners
integrateThePaaysIdvApiIntoYourExistingCrmOrDeskingSolution
instantResultsForDecisioning
partnerFriendlyRevenueSharingPotential
forLenders
creatingANewIdvTransactionOrRetrieveADealerInitiatedTransaction
integrateApiResultsIntoYourLosOrDecisioningEngine
betterKycLowerFraud
Security and Privacy at Paays
At Paays, protecting the security and privacy of end user data is paramount and part of how we define success – for ourselves and our customers. No effort is spared to ensure regulatory adherence and top security controls and processes.
Integration Partners
DATA 
PORTALS
Loan Origination Systems (LOS)
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