Optimize Applications to Approvals and Funding, while managing risk at every step, and deliver a smooth digital customer experience for brokers and homeowners.


        <p class="mb-[30px]">
          Mortgage lending is fraught with manual, paper - based, high -
          friction application and review processes. With mountains of paperwork
          and the potential for days or weeks of processing time, nobody is
          happy: customers, brokers or lenders.
        </p>
        <p>
          But sitting still isn’t an option given the competitive nature of the
          mortgage market. Customers will get frustrated and abandon processes
          they deem to be too onerous and time - consuming. For mortgage brokers
          and lenders, responding to customer requirements for increased
          digitization and speed is now paramount. Yet with this increased push
          to digital customer experience comes the added threat of fraud. And
          without the right tools to mitigate the growing risk of mortgage
          fraud, brokers and lenders can find themselves solving one problem
          while simultaneously creating the potential for much bigger ones.
        </p>
      

Paays enables this through a single platform, with an easy to integrate API, and proven fraud detection, IDV, AML and income verification technology. It’s a platform that enables both brokers and lenders to gather the information they want, verify it, and build better mortgage application processes.

With the Paays suite of digital fraud detection, IDV, AML and income verification tools, mortgage brokers and lenders can mitigate the increased risk of fraud, while also improving the speed and automation of the customer journey, and decision-making.

Mortgage Lending